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Road accident victims to get cashless treatment of up to Rs 1.5 lakh; steering committee to monitor implementation of the scheme

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The ministry of road transport and highways rolled out the Cashless Treatment of Road Accident Victims Scheme, 2025, across India, with effect from Monday and has set up a 17-member steering committee under the road secretary to monitor the implementation of the scheme.

This would enable road accident victims to avail cashless treatment of up to Rs 1.50 lakh per victim for a maximum period of seven days from the date of such accident at a designated hospital under the scheme.

The first of its kind scheme is aimed at reducing the number of deaths arising from road accidents every year due to delay in timely medical intervention.

Road ministry data shows there were 4.80 lakh road accidents in 2023, resulting in 1.72 lakh deaths. While the number of road accidents was 4.2% higher than the preceding year, the number of deaths went up by 2.6% compared to 2022.

The ministry aims to reduce road fatalities by 50% by 2030.

“Any person being a victim of a road accident arising out of the use of a motor vehicle, occurring on any road, shall be entitled to cashless treatment in accordance with the provisions of this Scheme,” the ministry said in a notification.

“The treatment under this scheme at a hospital other than a designated hospital shall be for stabilisation purposes only,” it added.

As per the notification, the State Road Safety Council shall be the nodal agency for implementation of the scheme for that state or union territory and would be responsible for coordinating with the National Health Authority for adoption and utilisation of the portal for onboarding of designated hospitals, treatment of victims, payment to the designated hospital on treatment and related matters.

The notification further said that the central government will constitute a steering committee to monitor the implementation of the scheme.

The committee will be headed by the road secretary and will comprise CEO of National Health Authority as member and additional secretary, MoRTH besides other joint secretary level officers from ministry of home affairs, ministry of finance and ministry of health and family affairs along with representatives of six states and union territories on rotational basis and representative of General Insurance and three non-governmental agencies.

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