At just twenty-five, a young professional managed to accomplish a financial goal that many in India can only envision—building a net worth of one crore rupees. Sharing his experience on the subreddit Indian Flex, he explained how this achievement was the result of years of shifting aspirations, difficult setbacks, and disciplined choices.
As a child of twelve, he had set his sights on becoming a crorepati by the age of eighteen. By seventeen, that goal had changed into simply hoping for a stable job that could earn him eight lakh per year. When his first salary came at twenty-one, the realization hit him that such wealth might only arrive around middle age. Determined to accelerate the process, he turned towards freelancing at twenty-two, diving into the growing world of artificial intelligence and machine learning. By twenty-five, his dedication paid off as his financial portfolio officially crossed the one-crore mark.
His assets included nearly half the sum in mutual funds, another large portion invested in U.S. equities, a smaller allocation to cryptocurrency, and a modest holding in gold. Despite this remarkable portfolio, he lived a relatively simple lifestyle—renting an apartment, avoiding luxury possessions like cars or bikes, and allowing himself only one domestic and one international holiday each year. Professionally, he worked as a remote AI engineer, handling contracts with American firms, often putting in more than sixty hours a week.
The post quickly drew reactions from others on Reddit. One teenager, reeling from heartbreak, admitted he felt directionless despite coming from a secure family background with parents who had built assets worth several crores. For him, watching someone his age succeed while he struggled emotionally was difficult.
The young achiever responded empathetically, sharing that his own journey was far from smooth. By his mid-twenties, he had already endured painful breakups, suffered massive trading losses in both crypto and stocks, and faced disappointment when he failed to secure the placements he once dreamed of while studying at a premier IIIT. Yet, he emphasized that setbacks were part of life and resilience mattered most—each fall simply required the will to rise again and move forward.
“When I was 18, I also thought I had lost the love of my life. Guess what? By the time I was 24, I had lost two more LOMLs, lost 10L trading crypto, and lost 5L trading stocks," he wrote.
Others praised his accomplishment, with one commenter noting that even after graduating from an IIM, it took them until their early thirties to reach the same milestone. Many encouraged him to think about future ventures, perhaps even launching a startup, as his early success had laid a strong foundation for greater achievements ahead.
As a child of twelve, he had set his sights on becoming a crorepati by the age of eighteen. By seventeen, that goal had changed into simply hoping for a stable job that could earn him eight lakh per year. When his first salary came at twenty-one, the realization hit him that such wealth might only arrive around middle age. Determined to accelerate the process, he turned towards freelancing at twenty-two, diving into the growing world of artificial intelligence and machine learning. By twenty-five, his dedication paid off as his financial portfolio officially crossed the one-crore mark.
His assets included nearly half the sum in mutual funds, another large portion invested in U.S. equities, a smaller allocation to cryptocurrency, and a modest holding in gold. Despite this remarkable portfolio, he lived a relatively simple lifestyle—renting an apartment, avoiding luxury possessions like cars or bikes, and allowing himself only one domestic and one international holiday each year. Professionally, he worked as a remote AI engineer, handling contracts with American firms, often putting in more than sixty hours a week.
The post quickly drew reactions from others on Reddit. One teenager, reeling from heartbreak, admitted he felt directionless despite coming from a secure family background with parents who had built assets worth several crores. For him, watching someone his age succeed while he struggled emotionally was difficult.
The young achiever responded empathetically, sharing that his own journey was far from smooth. By his mid-twenties, he had already endured painful breakups, suffered massive trading losses in both crypto and stocks, and faced disappointment when he failed to secure the placements he once dreamed of while studying at a premier IIIT. Yet, he emphasized that setbacks were part of life and resilience mattered most—each fall simply required the will to rise again and move forward.
“When I was 18, I also thought I had lost the love of my life. Guess what? By the time I was 24, I had lost two more LOMLs, lost 10L trading crypto, and lost 5L trading stocks," he wrote.
Others praised his accomplishment, with one commenter noting that even after graduating from an IIM, it took them until their early thirties to reach the same milestone. Many encouraged him to think about future ventures, perhaps even launching a startup, as his early success had laid a strong foundation for greater achievements ahead.
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