Indians flock to offbeat destinations: Seychelles and Vietnam see strongest rise

Indians are increasingly heading to lesser-known destinations, with travel insurance purchases for such trips growing nearly 45% in the past two to three years, according to Policybazaar. Countries like Seychelles, Vietnam, Sri Lanka, and Fiji are drawing attention as travelers look for unique and less crowded experiences.

Seychelles recorded the sharpest increase, with a 115% rise in 2025 compared to 2024. Vietnam followed with about 50% growth. Other destinations such as the Philippines, Sri Lanka, Kenya, and Fiji are also seeing growing interest, supported by eco-tourism and easier access.

“What this data clearly tells us is that Indian travelers no longer want cookie-cutter itineraries. They are seeking offbeat destinations and experiences that are adventurous, spontaneous, and sometimes unpredictable - yet they are being smart about it by opting for higher insurance coverage and relevant add-ons,” Meet Kapadia, Head – Travel Insurance, Policybazaar said.

Travelers between 25 and 35 years form the largest group, accounting for 44% of insurance purchases for these trips. The overall traveler base spans ages 23 to 60. Most are choosing higher insurance cover of over USD 100,000, showing that while they seek adventure, they are also preparing for medical and emergency risks.

Shorter, Activity-Filled Trips
Offbeat travelers are opting for shorter holidays, averaging 18 days, compared to 51 days for mainstream destinations like the US, UK, or Europe. Many are adding adventure sports cover to their policies, reflecting growing interest in diving, trekking, and safaris. Travel plans are often made closer to departure, since several offbeat destinations are visa-free and do not require advance insurance.

Risks on the Road
Trips to remote islands or high-altitude regions come with their own challenges. Limited healthcare facilities, longer evacuation times, and patchy connectivity make medical emergencies the top reason for claims. Delays, cancellations, and baggage issues on connecting flights also add to risks.

Peak Season and Post-Pandemic Trend
Travel to offbeat locations peaks between October and March, aligning with holiday breaks and better weather conditions. Since the pandemic, insurance purchases for these trips have risen more than 50%, as travelers look for hidden gems instead of crowded tourist hubs.

Japan is expected to be the next destination to move from offbeat to mainstream, with its mix of cultural experiences and reputation for safety making it a strong contender for Indian travelers in the coming years.